About Jimmy Lipham

Latest posts by Jimmy Lipham

• January 14, 2020

  When Can I Refinance My Car Loan?

  The short answer is whenever you want. But there are more factors at play than just timing. You must be sure the…

• January 14, 2020

  What Is A Loan To Value Ratio?

  A loan to value ratio, or LTV, is simply the ratio of a loan amount to the market value of the asset…

• January 13, 2020

  6 Ways To Take Care Of Your Leased Car

  Drivers who lease vehicles accept more responsibility than those who elect to buy. In exchange for lower monthly payments, they either have…

• January 10, 2020

  What Is An Excess Mileage Fee?

  Most car lease agreements stipulate the maximum number of miles per year a lessee is expected to drive his/her leased car. Oftentimes,…

• January 9, 2020

  What Is Capitalized Cost Reduction? Your Questions Answered

  Under a car lease, you pay for the difference between the capitalized cost and the residual value of your leased vehicle. The…

• January 8, 2020

  The Credit Consequences of Auto Refinance

  If you have determined that refinancing your auto loan is the right move at the right time, it is wise to understand…

• January 7, 2020

  What Is GAP Coverage?

  Guaranteed Asset Protection (also known as “GAP Protection,” “GAP Coverage”, or simply “GAP”), protects you from paying for a car that no…

• January 7, 2020

  What Is Tire And Wheel Coverage

  Tire and Wheel Protection Plans supplement your insurance coverage, protecting you from paying for damage to your car’s tires and wheels when…

• January 6, 2020

  What Is A Fleet Vehicle?

  A fleet of vehicles is a group of vehicles owned by an organization as opposed to an individual or a family. The…

• January 3, 2020

  Car Lease Terminology

  Car lease contracts are full of words and phrases that may not be familiar to you. Whether you are considering leasing a…