TRESL® AUTHOR
About Jimmy Lipham
Latest posts by Jimmy Lipham
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November 9, 2021
Car Loan Pre-Qualification: The First Step to Finding an Auto Loan
If you’ve ever researched loans and gotten overwhelmed with terms like car loan pre-qualification, pre-approval, and approvals, then you’re not alone. That’s…
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October 18, 2021
Must-Know Tips for Getting a Good Car Loan Rate
You likely can’t predict the rate you’ll get just by polling your neighbors. Still, a little research never hurts. Here’s the latest…
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September 8, 2020
APR vs. Interest Rate For Car Loans
Most car loan contracts list two rates, your APR and your interest rate. The higher the APR, the more you’ll pay over…
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September 3, 2020
How Does Car Refinancing Work?
When you refinance a car, you replace your current car loan with a new loan of different terms. In practice, auto refinancing…
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February 2, 2020
What Is A Car Lease Buyout?
A car lease buyout is different than buying a typical new or used car. Not only do you have knowledge of your…
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February 2, 2020
How Does Car Loan Interest Work?
Most car loans use simple interest, a type of interest of which the interest charge is calculated only on the principal. Simple…
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February 1, 2020
How To Refinance A Car
At a basic level, refinancing is the process of replacing your current car loan with a new one. While people refinance their…
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February 1, 2020
Three Reasons to Refinance a Car
Most people refinance a car loan to 1) lower their monthly payments, 2) decrease their interest rates, or 3) remove (or add)…
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January 31, 2020
Should I Buy A Company Car?
You may have the option to buy a company car when your employer or its fleet management company removes vehicles from its…
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January 31, 2020
When Should I Refinance My Car?
Most people refinance their car loans when 1) their credit has improved, 2) they need to lower their monthly payments, 3) national…